A larger long-haired cat profile where insurance, grooming, dental reserves and local routine-care pricing should be modelled separately.
£2,308 first-year estimate
This is a planning model, not veterinary, clinical, insurance or financial advice. The health reserve is an editable budget buffer, not a prediction that your pet will develop a condition.
Large cat / typical planning reserve
The breed engine starts with editable planning assumptions for common ownership costs. It deliberately keeps clinical claims separate from budgeting. The health reserve is included because routine vet prices do not represent the full ownership cost, but it is not a diagnosis, forecast or breed-health finding.
Replace the default routine-care, neutering, booster and consultation assumptions with prices from local practice pages where available. Then confirm inclusions directly with the practice before making a decision.