A medium dog profile where insurance, routine consultations, dental planning and weight-linked medication costs are the main budget levers.
£2,707 first-year estimate
This is a planning model, not veterinary, clinical, insurance or financial advice. The health reserve is an editable budget buffer, not a prediction that your pet will develop a condition.
Medium dog / typical planning reserve
The breed engine starts with editable planning assumptions for common ownership costs. It deliberately keeps clinical claims separate from budgeting. The health reserve is included because routine vet prices do not represent the full ownership cost, but it is not a diagnosis, forecast or breed-health finding.
Replace the default routine-care, neutering, booster and consultation assumptions with prices from local practice pages where available. Then confirm inclusions directly with the practice before making a decision.